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WELCOME

Welcome to Virginia Mae Financial Corporation, proudly established 2000. We have transformed from a paralegal outsourcing service into a comprehensive banking and financial services firm. In 2014, we the first non-qualifying mortgage compliance program with our uniformed seller guidelines, setting new industry standards under the leadership of founder Sona Oliver. As we ahead to 2025, we are excited to announce partnership with an architecture firm to develop our innovative model home product line further enhancing our end-to-end banking and finance solutions, including litigation and related legal services.

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About Us

The Business Mission

At Virginia Mae Financial Corporation we understand that every individual and business has unique financial and legal needs, no matter what stage you're in. Our innovative proprietary system, APS, is the first of its kind to tackle predatory unfair practices in mortgage banking. The Virginia Mae Owner Finance Program is a licensed and registered compliance initiative that incorporates practices in the origination and servicing of non-bank mortgages. With our experienced legal specializing in compliance, audits, and real estate transactions, are your most competent partner in navigating the complexities of the financial landscape.

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Our Background

Welcome to Virginia Mae Owner Finance Program, where we empower homeowners, investors, and institutions to focus on what truly matters. Serving North Carolina, we pride ourselves on building fair and profitable transactions that foster community reinvestment and stress-free living. Our team of certified compliance officers and legal experts ensures that all underwriting and loan processing align with state and federal lending laws. Join us in revolutionizing the financial industry with our innovative mortgage banking and consulting solutions.

Financial District
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